Term life insurance is an excellent option for people who need a lot of protection at an affordable price.

Frequently Asked Questions about the Our Free Service

Here are the answers to the most commonly asked questions we receive from shoppers.

How do I compare rates before choosing a plan?

You can begin comparing prices on plans by filling out our free online application. We will ask you for some basic information, and, in return, provide you with several quotes on the lowest premiums from different insurers. These quotes are free and no-obligation. See how life insurance can help on the following page.

Who will provide my policy if I use this site?

We are not an insurer, but we partner with some of the best carriers in the business to deliver you the lowest rates. Our partners include:

  1. Gerber
  2. AIG
  3. Prudential
  4. New York Life
  5. MetLife
  6. Farmer’s
  7. Northwestern Mutual
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For your family's sake, invest in a quality policy by applying for the best term life insurance rates through our site. Before you shop for the best term life insurance rates, you want to make sure that a permanent life policy isn't the better option for you.

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How can I keep my premiums to a minimum?

If you are looking for substantial protection on a budget, you should shop for the lowest premiums available. Term life insurance can give you a large amount of protection for a relatively small cost. You can also keep your costs down by staying healthy—exercising, quitting smoking, eating right, etc. In the long-run, the best way to keep your costs affordable is to take out a permanent plan, as your premiums will stay the same for the life of the plan.

Do I need life insurance?

This type of product is not just for people who are married with children. Anyone who has people who depend on them could benefit from finding the best rates. If you have anyone for whom you would like to provide after you die, maybe a spouse, child, elderly parent, or disabled relative, it can help you ensure your beneficiaries’ well-being. Even if you don’t have dependents yet, it can also help relieve your family of the burden of your final expenses. Additionally, a policy can also serve as an investment vehicle to supplement your financial portfolio.